Classic Car Insurance
It takes more than age to make it a classic. A collector car isn’t just a way to get around, it’s a piece of history. It’s an investment that will continue to appreciate in coming years. Not all classic or antique cars are used the same, so Empire Insurance will work with you to select the appropriate policy to accommodate coverage needs, miles driven, vehicle age, and vehicle modifications to make sure you have the best policy to meet your needs. Here are some features you should look for when shopping for classic car insurance.
Agreed Value - This means the provider will pay you the full (agreed to) amount in the event of a covered total loss, less any applicable deductible. Some companies may only offer you lesser options such as “actual cash value” or “stated value.”
Low Rates - Don’t pay for full-time insurance when you drive your collector car only part-time.
Coverage Options - Not all collector cars are the same, and each insurance company offers different coverage options. We can work with you to find the policy that best meets your specific needs.
Generous Mileage - You’re proud of your collector car, so drive it. Not all insurance companies have a mileage limit, but most collector cars should be driven less than 5,000 annual miles to maintain their value.
Roadside Assistance - Whether you're at a local classic car event or taking a Sunday drive through the country, if your car becomes undrivable, you’ll want to find coverage that will insure your car gets safely to the closest qualified repair facility.
Do you need insurance for your collector car? Talk with us today to identify the best combination of coverage, value, and price for you. Contact us to get free quotes from multiple companies.